Credit and Financing

Financing your next Lincoln Mercury or used car can be done easier than you may think. Thanks to our experienced finance team, plus our genuine commitment to each of our customers, were sure youll get the deal you want on the vehicle your truly desire. In addition to regularly updated finance specials, we offer new and used car buyers a fast, secure 30 Second Credit Application to help you secure credit in a matter of seconds! Rather than provide our customers with the smoke and mirrors routine commonly found among other dealers, were eager to provide honest service that leaves both parties satisfied. We invite you to view our current finance specials or use our 30 Second Credit Application today, and of course we hope you contact us today should you have any questions about auto finance.

Costa Mesa Lincoln Mercury is committed to providing a customer-focused solution to fit your lifestyle whether it is competitive financing, or the peace of mind offered by one of our vehicle protection programs.

Costa Mesa Lincoln Mercury simplifies the financing and leasing process so you have more time to savor lifes most enjoyable moments. Only Costa Mesa Lincoln Mercury deliver the extraordinary level of customer care you have come to expect.

We offer many different options and opportunities to finance your Lincoln Mercury. Monthly payments can be tailored to fit your needs for up to 60 months or more, based on your down payment and specific needs.

Monthly payments are applied to the actual purchase of the vehicle. You can pay off the balance due at any time with no penalty. Once the car is paid off, you are free to do as you please with it. Buying allows you to keep the vehicle for as long or as short a period as you would like.

Leasing

Leasing one of our Lincoln Mercurys allows you to drive your car at a lower payment than a traditional installment loan. We can tailor lease payments to term desired and mileage needs.

Monthly payments are applied to the depreciation and use of the vehicle, not the actual purchase. At the end of the lease term, you can either return your vehicle or purchase it from the lessor.

Lease vehicles are usually covered under the factory warranty for the entire duration of the lease.

Some notes on Leasing:

At the beginning of the lease, you may have to pay your first monthly payment; a refundable security deposit or your last monthly payment; other fees or license, registration, and title; a capitalized cost reduction (like a down payment); an acquisition fee; freight or destination charge; and state or local taxes.
During the lease, you will have to pay your monthly payments; any additional taxes not included in the payment such as sales, use, and personal property taxes; insurance premiums; ongoing maintenance costs; and any fees for late payment. You'll also have to pay for safety and emission inspections and any traffic tickets (not unlike owning or financing your vehicle). However, if you terminate your lease early, you may have to pay substantial early termination charges.
Leasing provides an alternative to driving a new vehicle . . . with all the benefits that leasing has to offer, more than ever, it's definitely worth considering.

Costa Mesa Lincoln Mercury provides complete on-site financing and leasing. With a quick application and a minimum of paperwork, your transaction can be seamlessly accommodated prior to your vehicle delivery.

Call (800) 353-4906 or click here to apply for financing using our 30 Second Credit Application.

Lincoln/Mercury Warranty

The New Vehicle Limited Warranty coverage is provided by Ford Motor Company. The coverage includes bumper-to-bumper coverage, powertrain coverage, safety restraint coverage and corrosion (perforation only) coverage. Federal law also requires that Ford Motor Company provide emissions warranties.

Below is a general summary of the New Vehicle Limited Warranty Coverage offered. For a full description of the available warranties or a copy of the applicable Warranty Guide, please visit your local Ford or Lincoln Mercury Dealership.

Lincoln

Bumper to Bumper 4 Years/ 50,000 Miles
Safety Restraint System 5 Years/ 60,000 Miles
Powertrain 6 Years/ 70,000 Miles
Corrosion (Perforation Only) 5 Years/ Unlimited Miles

Mercury

Bumper to Bumper 3 Years/ 36,000 Miles
Safety Restraint System 5 Years/ 60,000 Miles
Powertrain 5 Years/ 60,000 Miles
Corrosion (Perforation Only) 5 Years/ Unlimited Miles

The New Vehicle Limited Warranty includes:

(with some limitations not included in this description)

Bumper-to-Bumper Coverage:

Your Bumper-to-Bumper Coverage lasts for four years, unless you drive more than 50,000 miles before four years elapse. In that case, your coverage ends at 50,000 miles.

Powertrain Warranty:

Your vehicle's Powertrain components are covered for six years or 70,000 miles, whichever occurs first. The extended coverage applies to the Engine, Transmission, Front-Wheel Drive and Rear-Wheel Drive. For specific component coverage within Powertrain, please refer to the Warranty Guide.

Safety Restraint System:

Your vehicle's safety belts and air bag Supplemental Restraint System (SRS) are covered for an extended Safety Restraint Coverage Period, which lasts for five years or 60,000 miles, whichever occurs first.

Corrosion (Perforation Only):

Your vehicle's body sheet metal panels are covered for an extended Corrosion Coverage Period, which lasts for five years, regardless of miles driven. The extended warranty coverage only applies if a body sheet metal panel becomes perforated due to corrosion during normal use due to a manufacturing defect in factory-supplied materials or factory workmanship.

Secure Financing and Buy a Car Today

See our Costa Mesa Used Car inventory: Costa Mesa Used Cars

Considering a new car? Click here: Long Beach New Lincoln Mercury Dealers

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Driving Directions from Costa Mesa, Long Beach, Los Angeles, Anaheim, Irvine, San Bernardino, and Riverside areas

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Costa Mesa Lincoln Mercury, Experience the Difference.

Costa Mesa Lincoln Mercury
2626 Harbor Blvd.
Costa Mesa, CA 92626
(888)-585-9497